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PAYMENT PROGRAMMES

We’ve partnered with Access Fertility to offer fixed-cost IVF plans, refunds up to 100%, and 0% interest payment options for up to 12 months.

Payment programmes

We know IVF isn’t cheap and the last thing you need is to be worrying about where you are going to find the money to pay for treatment – that's why we’ve partnered with Access Fertility to provide IVF payment programmes. These programmes give you financial certainty around your treatment and means you can focus on what’s important – your IVF.

This includes paying for multiple cycles of IVF at a fixed cost, or refund programmes that give you up to a 100% refund if you don't have a baby. Access Fertility also have finance options that include 0% interest payment plans for up to 12 months, and other finance options available for longer payment terms. 

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Multi-cycle packages at a fixed, discounted price
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Up to 100% refund on your IVF treatment
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Interest free credit options available so that you can buy now, pay later

IVF Refund Programme

When considering fertility treatments, the fees can seem daunting – that's why we’ve partnered with Access Fertility to provide the In Vitro Fertilisation (IVF) Refund Programme. 

As part of the IVF refund programme, you can receive up to a 100% refund of your treatment costs if you don't have a baby after three cycles of IVF using fresh eggs. 

Why choose the IVF Refund Programme? 

Peace of mind

With options to receive up to 100% refund if things don’t work out for the best, you can put the money worries to the side and focus on your treatment.  
You save money You can potentially make huge savings on up to three cycles of IVF, and it includes unlimited frozen embryo transfers over the same period. 
Unlimited frozen embryo transfers As well as the three cycles, the IVF Refund Programme offers unlimited frozen embryo transfers. 
Fixed, discounted fee The IVF Refund Programme is more cost-effective than the normal cost of treatment as you’re pre-paying for multiple rounds of IVF rather than paying for individual cycles – meaning if you don't have a baby, you can use your refund to pay for any further treatment you may choose to have. 
Simple payment plans If you’re not able to pay up front, our partner Access Fertility provide an option to apply for 12 months interest free credit to help you spread the cost of your treatment. If you want to spread the payments beyond 12 months, they have other finance options available. 
High acceptance rate The acceptance rate for the Access Fertility IVF Refund Programme is around 90% for women aged 40 and under. 
  • Am I eligible for the IVF Refund Programme?
  • 37 years old and below
  • 38-39 year olds
  • What if I am not eligible?
  • Cost

Am I eligible for the IVF Refund Programme?

Depending on your age at the time of treatment, you can choose a three-cycle IVF plan with a refund of either 50%, 70%, or 100% of fees if you don't have a baby. 

 When you choose the IVF refund programme at Care Fertility you can rest assured that you’re in the very best place for your treatment. 

You’ll also have peace of mind over your finances because you will receive up to three cycles of IVF at a discounted fee – which is significantly more cost-effective than paying for each round separately. 

Our IVF Refund Programme is available to all patients aged 39 years and under. 

To qualify for treatment, you must: 

  • Be aged 39 or under* 
  • Use your own eggs 
  • Undergo a medical review prior to treatment 

*Please note that different cycles of treatment, and their according refund plans, are available to different age groups. 

37 years old and below

If you are under 37 you can access all refund options; three cycles with a 50%, 70%, or 100% refund, and two cycles with a 50% refund. 

38-39 year olds

If you are in the 38-39 age bracket you can access three cycles of treatment with a 50% refund if you don't have a baby. 

What if I am not eligible?

If you're not eligible for the IVF Refund Programme, our IVF Multi-Cycle Programme requires no medical review and a 100% acceptance rate for those aged 45 and under. 

What does it cost?

Price varies depending on factors such as age, treatment, and clinic. All our payment programmes include a discount on our standard pricing, making expert fertility care even more accessible.

To learn more about how we can support you, speak with our friendly experts today

IVF Donor Egg Refund Programme

When considering treatment, the cost shouldn’t be a source of stress - our Donor Egg IVF Refund package offers you the reassurance of a refund of up to 50% of your costs, if you don't have a baby. 

What's included in the IVF Donor Egg Refund Programme? 

Our Donor Egg IVF Refund programme includes*: 

  • Up to two cycles of IVF including ICSI within three years 
  • 6 frozen eggs per round of treatment** 
  • Unlimited frozen embryo transfers 
  • Blastocyst transfer 
  • Freezing and one year’s storage for your embryos 

*subject to medical review (90% acceptance rate) 

** there is an additional fee for a larger set of frozen eggs or fresh eggs.

Why choose the IVF Donor Egg Refund Programme? 

Unlimited frozen embryo transfers As well as the two cycles and cheaper fees, the IVF Donor Egg Refund Programme offers unlimited frozen embryo transfers. 
Fixed, discounted fee The IVF Donor Egg Refund Programme is cheaper than the normal cost of treatment as you’re pre-paying for multiple rounds of IVF rather than paying for individual cycles – meaning if you don't have a baby, you won’t have any further fees or have to save for more treatment. 
Simple payment plans If you’re not able to pay up front, our partner Access Fertility provides 12 months interest free credit to help you spread the cost of your treatment. If you want to spread the payments beyond 12 months, they have other finance options available. 
90% acceptance rate The IVF Donor Egg Refund programme is subject to a medical review, however, there is a 90% acceptance rate for women aged under 50. 

Additional techniques you receive as part of the package:

Caremaps-AI

Normal cost: £960 | Cost with package: Free 

Care Fertility was the first UK clinic to introduce time-lapse imaging, and we developed this into our artificial intelligence (AI) powered embryo selection model – Caremaps-AI. 

It uses AI developed by our scientists and is only used in Care Fertility clinics, to help us select the embryos which are most likely to have a higher chance of a live birth. 
Blastocyst culture

Normal cost: £520–£630 | Cost with package: Free 

Blastocyst culture involves extending the normal two or three-day lab development of an embryo to five or six days. The result of which is a potentially higher likelihood of a live birth.  
  • Eligibility
  • What's involved
  • Cost

Am I eligible for the IVF Donor Egg Refund Programme?

The IVF Donor Egg Refund Programme is available to women aged 49 and under who may need donor eggs for a number of reasons such as 

  • Low ovarian reserves 
  • Eggs that are unlikely to achieve pregnancy 
  • Age-related infertility 
     

Eligibility is dependent on a medical review; however, there is a 90% acceptance rate. If you're not accepted, our IVF Multi-Cycle Programme requires no medical review for those under the age of 45. 

What does IVF with donor eggs involve?

IVF using donor eggs is similar to our standard IVF treatment. You can use frozen eggs from our egg bank or top up to a fresh set. If you are using frozen eggs, the eggs are thawed when you are ready and fertilised with either partner or donor sperm.  

If you wish to use fresh eggs, we collect eggs from your donor and fertilise them, using the sperm of your partner, or a sperm donor. 

We’ll then monitor the embryos and choose the best time for embryo transfer. We can also freeze embryos for future treatment. 

What does it cost?

Price varies depending on factors such as age, treatment, and clinic. All our payment programmes include a discount on our standard pricing, making expert fertility care even more accessible.

To learn more about how we can support you, speak with our friendly experts today

IVF Multi-Cycle Programme

Our IVF Multi-cycle Programme is a good option if you are concerned about how much treatment may cost and how many cycles you may need, because of its fixed, discounted fee. 

Why choose IVF Multi-Cycle Programme? 

Unlimited frozen embryo transfers As well as the two cycles and cost-effective fees, the IVF Multi-Cycle programme offers unlimited frozen embryo transfers. 
Fixed, discounted fee The IVF Multi-Cycle Programme is more cost-effective than the normal cost of treatment as you’re pre-paying for multiple rounds of IVF rather than paying for individual cycles – meaning if you don't have a baby, you won’t have any further fees or have to save for more treatment. 
Simple payment plans If you’re not able to pay up front, our partner Access Fertility provide 12 months interest free credit to help you spread the cost of your treatment. If you want to spread the payments beyond 12 months, they have other finance options available. 
100% acceptance rate for under 45s There’s a 100% acceptance rate for under 45s, meaning there is no need for a medical review. 

What's included

Our IVF Multi-Cycle Programme, includes all* the essential aspects of your IVF or Intracytoplasmic Sperm Injection (ICSI) treatments: 

*The cost of drugs is not included as the cost will vary depending on each individual patient’s medical indicators. Drugs can be purchased via the clinic or independently for a small charge. 

Cycle monitoring in treatment Your appointments during monitoring, some bloodwork, cycle management, follow-up consultations post fresh cycle, the HFEA fee, and necessary ultrasounds, are included. 
Egg collection Egg collection is done using ultrasound guidance, and a needle is inserted into the ovary to collect eggs. 
Caremaps-AI

Normal cost: £960 | Cost with package: Free 

Care Fertility was the first UK clinic to introduce time-lapse imaging, and we developed this into our artificial intelligence (AI) powered embryo selection model – Caremaps-AI. 

It uses AI developed by our scientists and is only used in Care Fertility clinics, to help us select the embryos which are most likely to have a higher chance of a live birth. 
Blastocyst culture

Normal cost: £520–£630 | Cost with package: Free 

Blastocyst culture involves extending the normal two or three-day lab development of an embryo to five or six days. The result of which is a potentially higher likelihood of a live birth.  
Embryo transfer You will be expertly advised on the best timing of your transfer by the embryology and nursing team - depending on the outcome of your cycle in terms of embryo numbers and their quality.  
Freezing and storage As standard, we provide embryo freezing and storage for one year. 
  • Eligibility
  • Cost

Am I eligible for the IVF Multi-Cycle Programme?

Our IVF Multi-Cycle Programme has one of the widest availabilities of the Access Fertility plans, as it is available for women aged under 45 years old. To be eligible, you must: 

  • Be aged under 45 years old 
  • Use your own eggs 
  • No medical review is required 

What does it cost?

Price varies depending on factors such as age, treatment, and clinic. All our payment programmes include a discount on our standard pricing, making expert fertility care even more accessible.

To learn more about how we can support you, speak with our friendly experts today