Payment programmes
Care Fertility offers payment plans and multi-cycle packages to help manage the costs of treatment, making fertility care more accessible.
Payment programmes
We know the cost of fertility treatment can feel overwhelming. That's why we've partnered with Access Fertility to offer payment programmes that spread the cost, and in some cases, refund it if things don't go to plan. This gives you financial certainty, so you can focus on your treatment rather than your finances.
What programmes are available?
IVF Multi-Cycle Programme. Two cycles of in vitro fertilisation (IVF) or intracytoplasmic sperm injection (ICSI) at a fixed, discounted fee, plus unlimited frozen embryo transfers. There's no medical review, and a 100% acceptance rate for patients under 45.
IVF Refund Programme. Three cycles of IVF using your own eggs, with a refund of 50%, 70%, or 100% of your fees if you don't have a baby. It's available to patients aged 39 and under, subject to a medical review (around 90% of applicants are accepted).
IVF Donor Egg Refund Programme. Up to two cycles of IVF or ICSI using donor eggs within three years, with a refund of up to 50% if you don't have a baby. It's available to patients aged 49 and under, subject to a medical review (around 90% of applicants are accepted).
Treatment top-ups. If a standard pathway isn't quite right for you, you can add options such as shared motherhood, an elective freeze-all cycle, or a larger batch of donor eggs to any of the programmes above.
What's included?
Each programme includes the essentials of your treatment cycles, such as monitoring appointments, egg collection, embryo transfer, and one year of embryo freezing and storage. Many also include Caremaps-AI, our artificial intelligence (AI) powered embryo selection tool, and blastocyst culture, both free of charge as part of the package. The cost of medication isn't included, as this varies from person to person.
How does the payment work?
If you'd rather not pay up front, Access Fertility offers 12 months of interest-free credit, with other finance options available if you need longer to spread the cost.
What does it cost?
Price depends on factors like your age, your treatment, and your clinic, though every programme includes a discount on our standard pricing.
How do I find the right programme?
Our patient enquiries team can talk you through your options and help you find the programme that suits your circumstances. Speak to our team today.
Frequently asked questions
What is the Access Fertility IVF Refund Programme? It's a programme that offers a refund of 50%, 70%, or 100% of your fees for three cycles of IVF if you don't have a baby, depending on your age.
Am I eligible for a refund programme? Eligibility depends on your age and a medical review. The IVF Refund Programme is open to patients 39 and under, and the IVF Donor Egg Refund Programme is open to patients 49 and under.
What if I'm not eligible for a refund programme? Our IVF Multi-Cycle Programme has no medical review and a 100% acceptance rate for patients under 45.
Can I spread the cost of treatment? Yes. Access Fertility offers 12 months of interest-free credit, with longer finance options also available.